Please read these terms carefully before using HereSpend's financial calculators and tools.
Last updated: December 19, 2024
By accessing and using HereSpend.com ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
HereSpend provides free online financial calculators and tools to help users make informed financial decisions. Our services include but are not limited to:
Permission is granted to temporarily use HereSpend for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
The materials on HereSpend are provided on an 'as is' basis. HereSpend makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Further, HereSpend does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
Important: HereSpend provides calculators and tools for informational and educational purposes only. We do not provide financial, investment, tax, or legal advice. The results from our calculators should not be considered as professional financial advice.
Always consult with qualified financial professionals before making important financial decisions. Your individual circumstances may require different approaches than what our general calculators suggest.
While we strive to provide accurate calculations and information, HereSpend makes no representations about the accuracy, reliability, completeness, or timeliness of the material on this website. Users should verify all calculations and information independently.
In no event shall HereSpend or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on HereSpend, even if HereSpend or a HereSpend authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
You agree not to use the service to:
The materials appearing on HereSpend could include technical, typographical, or photographic errors. HereSpend does not warrant that any of the materials on its website are accurate, complete, or current. HereSpend may make changes to the materials contained on its website at any time without notice.
HereSpend has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by HereSpend of the site. Use of any such linked website is at the user's own risk.
HereSpend may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.
These terms and conditions are governed by and construed in accordance with the laws of the United States and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.
If you have any questions about these Terms of Service, please contact us: